The XD came out of Croatia and became popular in the United States because it offered a lot of pistol for the money. The XD-40 here has a 4-inch barrel, a 12-round magazine, and a black finish, and it comes as a police trade-in. That puts it in the same family as the pistols many departments carried when .40 S&W was the standard.

Police trade-in guns usually have more holster wear than shooting wear. Officers carry far more than they shoot, and a pistol can look rough on the outside and be fine inside. Look at the slide edges, the muzzle, and the grip frame. Check the bore with a light, because that is the real indicator of how the gun was treated.

The XD has a grip safety, a loaded-chamber indicator, and a striker status indicator that you can feel in the dark. Those are small features, but they help you confirm the state of the pistol quickly. A .40 S&W will also kick harder than a 9mm, so a firm grip helps you keep follow-up shots on target.

At this price, it is a straightforward way to get a duty-style pistol. It is sold as described, in used condition. The pistol ships to your FFL dealer for the background check.