Springfield Armory brought the XD to market as a polymer, striker-fired service pistol, and the .40 S&W version was a common choice for those who wanted a harder-hitting round in a full-size frame. This one is used and has a 4 inch barrel.

It comes with two magazines and the factory box. The XD has a grip safety on the back strap and a visible striker indicator, which makes it easy to check whether the pistol is ready. Run the slide by hand when it arrives and make sure it moves cleanly from end to end. A good holster and a sturdy belt matter as much as the pistol, so budget for both.

The .40 S&W has a snappier recoil than 9mm, and the XD grip helps you hold on. If you are used to a 9mm, plan on a few boxes at the range to get used to it. Ammunition costs a bit more than 9mm, too.

For someone who wants a roomy service pistol at a fair price, the XD is a practical pick. It is sold used and as described. It ships to your FFL dealer, and the background check is completed there.